Welcome

About Carlos

Carlos Flores | Mortgage Advisor & Marine Corps Veteran

Serving Homebuyers Nationwide Since 1992

Hi, I’m Carlos Flores, a Mortgage Advisor, Marine Corps Veteran, and a firm believer that the homebuying process should feel exciting—not overwhelming.

I’ve been helping homebuyers since 1992, and after thousands of closed mortgage loans, I’ve learned one truth: people want a trusted mortgage professional who gives straight answers and a clear path forward.

Trusted Mortgage Advisor With Over 30 Years of Experience

I specialize in making the mortgage process simple, strategic, and stress-free. I break everything down in plain English, keep clients informed from application to closing, and stay accessible throughout the entire loan process.

Based in West Covina, California, I proudly help clients across Alabama, Arkansas, Arizona, California, Colorado, Florida, Nevada, and Texas. My clients include:

  • First-time homebuyers
  • Move-up and repeat buyers
  • Veterans using their VA home loan benefits
  • Homeowners refinancing or renovating

Home Loan Programs & Mortgage Options

As part of America’s #1 Retail Mortgage Lender, I offer access to a wide range of competitive loan programs, including:

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Jumbo Loans
  • Renovation Loans
  • Reverse Mortgages
  • Specialty mortgage programs not available at most banks or online lenders

This means more flexibility, smarter strategies, and financing solutions tailored to your goals—not one-size-fits-all lending.

Why Work With Carlos Flores?

✔ Over 30 years in the mortgage industry
✔ Marine Corps Veteran with a service-first mindset
✔ Clear communication and honest advice
✔ Proven strategies to help buyers avoid costly mistakes
✔ Personal guidance from start to finish

I don’t just help you get a loan—I help you make a confident financial decision.

Ready to Get Started?

If you’re looking for a mortgage advisor you can trust, let’s connect. I’ll walk you through your options, help you avoid common pitfalls, and make sure your mortgage experience is a win—not a regret.